Millennial small businesses now outnumber Boomer small businesses, and much of these young entrepreneurs’ potential remains untapped. According to a study released, Millennials–Americans born between 1977 and 1995–are the most entrepreneurial generation yet. Half of Millennials plan to start a business in the next three years and more than half said that with the right resources they would quit their job to start a business in the next six months.

When it comes to unleashing their entrepreneurial potential, Millennials cited money as the most limiting factor. The study found that more than 13 million Millennials said not knowing where to go for help to start or run a business is the number one reason that keeps them from starting their own business, with nearly half reporting that access to capital is the biggest barrier.

The largest age demographic, Millennials are more likely to have started a small business than both Baby Boomers (those born between 1946 and 1964) and Generation Xers (those born between 1965 and 1976), and while they’re eager to be their own bosses and take charge of their own financial security, Millennials know they need to tap into more resources to build successful businesses.

“We are very encouraged that Millennials are strongly inclined to begin the entrepreneurial journey,” said C.E. “Tee” Rowe, CEO of America’s SBDC. “Not only do they want to take that path but they have the foresight to know that they’ll need help along the way.”

Millennials are less motivated by having a job that is fun than other generations, according to the study. Most reported that they’re more likely to want to start a business to make “lots of money” and half of the Millennial respondents said that financial stability is a must before they launch out on their own.

The study was conducted by America’s SBDC, a network of nearly 1,000 small business development centers providing free consulting to small business owners, and the Center for Generational Kinetics, a leader in Millennial generation research and strategy.

This article originally ran on Lendio.com.